CrownThrive Contribution and Participation Protection Policy

Effective Date: December 13, 2025
Last Updated: December 13, 2025
Issued By: CrownThrive, LLC (Gretna, Virginia, Pittsylvania County, United States)

This Policy governs all contribution-based support across CrownThrive platforms, including ThriveFund, CrownThrive Impact Institute (CII) project contributions, and any successor contribution corridors. It explains what a Contribution is, how funds are handled, the admin fee cap, verification standards, prohibitions, and the legal protections that apply worldwide. CrownThrive is a for-profit company. Contributions are not charitable donations and are not tax-deductible.

Table of Contents

• 1. Parties, Scope, and Acceptance
• 2. Definitions
• 3. What CrownThrive Is and Is Not
• 4. Covered Programs and Platforms
• 5. Contribution Model (Crowdfunding Style, Not Equity)
• 6. Admin Fee Cap, Processing Fees, and Disbursement Flow
• 7. Verification Standards and Partner Routing
• 8. No Refunds, Chargebacks, and Dispute Handling
• 9. Prohibited Uses, Fraud, and Enforcement
• 10. No Equity, No Securities, No Investment Advice
• 11. No Franchise, No Territory Rights, No Employment Promise
• 12. Sustainability Corridors (Stripe Climate, EcoDrive, and Successors)
• 13. Intellectual Property and Brand Protection
• 14. Modifications, Suspensions, and Termination
• 15. Governing Law, Dispute Resolution, and Venue
• 16. Contact

1. Parties, Scope, and Acceptance

1.1 Parties

This Policy is a binding agreement between CrownThrive, LLC ("CrownThrive," "we," "our," "us") and any person or entity ("you," "User," "Contributor," "Applicant," "Campaign Owner," "Partner") who:

• submits a Contribution through any CrownThrive platform
• applies to receive Contributions through any CrownThrive platform
• receives funds routed through a CrownThrive contribution corridor
• accesses, uses, or benefits from contribution tools, dashboards, listings, or programs

1.2 Scope

This Policy applies globally and governs all contribution-based support programs operated by CrownThrive now or in the future, including successor portals, rebranded pages, and new contribution corridors.

1.3 Acceptance

By clicking Contribute, submitting payment, applying to receive contributions, or using any contribution feature, you confirm that you:

• have read and agree to this Policy
• are legally capable of entering a binding agreement
• will comply with all rules and disclosures in this Policy and any program-specific posting

If you do not agree, do not use CrownThrive contribution features.

2. Definitions

2.1 Contribution

A Contribution is a voluntary payment made through CrownThrive platforms to support an approved project, initiative, campaign, or verified partner corridor.

A Contribution is not:

• a charitable donation
• a tax-deductible gift
• a purchase of equity or ownership
• a loan, repayment obligation, or guaranteed return
• an escrow arrangement

2.2 Contributor

A Contributor is any person or entity that submits a Contribution.

2.3 Campaign or Project

A Campaign or Project is a defined initiative approved by CrownThrive for listing, with a purpose statement and intended use of funds.

2.4 Admin Fee

An Admin Fee is the platform fee retained by CrownThrive to operate contribution infrastructure (review, verification, compliance, hosting, reporting, and administration).

2.5 Processing Fees

Processing Fees are fees charged by payment processors (example: Stripe, PayPal) and related financial tools.

2.6 Verified Partner

A Verified Partner is an organization or operator preselected and vetted by CrownThrive to receive pass-through funds or to operate an approved corridor.

3. What CrownThrive Is and Is Not

3.1 CrownThrive Is

CrownThrive is a for-profit ecosystem builder and hybrid incubator operating platforms, programs, and vetted pathways for builders, partners, and community-aligned projects.

3.2 CrownThrive Is Not

CrownThrive is not:

• a nonprofit, charity, or foundation
• a provider of tax-deductible donation receipts
• an equity provider, venture fund, angel syndicate, securities broker, or crowdfunding portal for securities
• an investment adviser, legal adviser, or tax adviser
• a bank, escrow service, or fiduciary (unless explicitly stated in a separate signed agreement)

4. Covered Programs and Platforms

4.1 Covered Programs

This Policy covers contribution features across CrownThrive programs such as:

• ThriveFund (campaign-style contributions)
• CrownThrive Impact Institute (CII) project contributions and impact corridors
• ThriveAlumni contribution-linked initiatives (where enabled)
• any successor contribution program, corridor, portal, or subdomain, even if renamed

4.2 Controlled Scope

This Policy applies only to contributions processed through CrownThrive platforms. CrownThrive is not responsible for funds sent outside CrownThrive platforms.

4.3 Approval Is Required

CrownThrive may approve, reject, pause, remove, or restrict any campaign, project, corridor, or recipient at our sole discretion for risk, compliance, integrity, or brand safety.

5. Contribution Model (Crowdfunding Style, Not Equity)

5.1 Contribution Model Statement

CrownThrive contribution corridors are structured like mainstream contribution platforms in one key way:

• Contributors voluntarily support a purpose or initiative
• Contributors do not receive equity or ownership by default
• Contributors should not expect profit, repayment, dividends, or investment returns

5.2 No Ownership by Default

Contributions do not grant equity, ownership, revenue share, royalties, governance rights, tokens, or any ongoing entitlement.

5.3 No Guaranteed Rewards by Default

Unless a campaign page explicitly offers a disclosed reward and explicitly defines delivery terms, Contributions do not purchase perks, products, services, or guaranteed deliverables.

5.4 No Guarantees

CrownThrive does not guarantee:

• project success or completion
• specific outcomes, financial returns, or business results
• specific environmental impact measurements per individual contribution

6. Admin Fee Cap, Processing Fees, and Disbursement Flow

6.1 Admin Fee Cap

CrownThrive may retain an Admin Fee to operate contribution infrastructure.

The Admin Fee will not exceed 10% of the Contribution amount unless a specific program page discloses a different fee for that specific program.

6.2 Processing Fees

Payment processors may charge Processing Fees. Unless explicitly stated on the contribution page, Processing Fees may apply in addition to the Admin Fee.

6.3 Standard Flow

Typical flow:

• Contributor submits funds through a CrownThrive platform
• CrownThrive retains the Admin Fee (subject to the cap)
• Processing Fees may be deducted by the payment processor
• remaining funds are disbursed to the approved recipient or Verified Partner corridor

6.4 Disbursement Timing, Holds, and Pauses

Disbursement timing may vary due to identity verification, fraud checks, compliance screening, partner verification cycles, legal holds, or platform risk controls.

CrownThrive may delay or pause disbursement if we reasonably believe there is fraud, misrepresentation, misuse, sanctions risk, or policy violations.

6.5 Reporting

CrownThrive may provide dashboards, receipts, or logs where available. Reporting format may change as systems evolve.

7. Verification Standards and Partner Routing

7.1 Verified Partner Pass-Through

Some corridors route funds only to preselected and Verified Partners. CrownThrive may refuse to route funds to unverified recipients.

7.2 Vetting, Replacement, and Continuity

CrownThrive may change Verified Partners for performance, integrity, compliance, or mission alignment.

If a partner becomes ineligible, CrownThrive may:

• pause the corridor
• re-route future contributions to a replacement partner
• convert the corridor into a CrownThrive-managed project where legally permissible

7.3 Campaign and Recipient Verification

CrownThrive may require:

• identity verification
• authority verification
• payout verification
• project legitimacy evidence
• disclosures required by law or processor rules

7.4 Misuse and Non-Performance

If CrownThrive reasonably believes funds are being misused or the project is fraudulent, we may pause disbursements, remove the campaign, ban the recipient, and report violations to appropriate authorities where permitted or required.

8. No Refunds, Chargebacks, and Dispute Handling

8.1 No Refunds

Unless required by law, Contributions are final and non-refundable.

8.2 Chargebacks and Abuse

Chargeback abuse may result in account suspension, ecosystem bans, denial of future access, collections actions, and legal enforcement where permitted.

8.3 Disputes

Disputes must be submitted through official CrownThrive support channels. CrownThrive may investigate and resolve disputes at our sole discretion to protect ecosystem integrity.

9. Prohibited Uses, Fraud, and Enforcement

9.1 Prohibited Conduct

You may not use CrownThrive contribution systems for:

• illegal activity
• fraud, impersonation, or misrepresentation
• money laundering or sanctions evasion
• hate, harassment, exploitation, doxxing, or threats
• deceptive fundraising claims
• prohibited industries or content as defined by CrownThrive and payment processors

9.2 Screening and Restrictions

CrownThrive may conduct compliance screening and may require verification where needed. We may restrict access based on sanctions lists, compliance risk, or payment processor restrictions.

9.3 Enforcement

Violations may result in campaign removal, payout holds, termination of access, ecosystem-wide bans, and legal enforcement.

10. No Equity, No Securities, No Investment Advice

10.1 Not an Equity Provider

CrownThrive does not provide equity funding through Contributions. Contributions do not create ownership or equity rights.

10.2 Not Securities

CrownThrive contribution corridors are not a securities offering. CrownThrive does not operate as a securities crowdfunding portal.

10.3 No Investment Advice

CrownThrive does not provide investment advice, legal advice, or tax advice. You are responsible for your own decisions and due diligence.

10.4 Separate Written Agreements Only

Any ownership, revenue share, licensing arrangement, or special deal requires a separate written agreement signed by CrownThrive.

No informal statements, DMs, or third-party claims modify this Policy.

11. No Franchise, No Territory Rights, No Employment Promise

11.1 No Franchise Offer Through Contributions

CrownThrive is not offering a franchise through Contributions, memberships, cohorts, campaigns, or platform participation.

11.2 No Territory Rights

Contributions do not grant exclusive territories, protected regions, or market rights.

11.3 No Employment Promise

Participation does not guarantee jobs, contracts, grants, scholarships, platform roles, partnerships, or admission to any program.

11.4 Independence

Contributors and campaign owners act independently. CrownThrive does not control external operations of recipients, except where explicitly stated for compliance and integrity enforcement.

12. Sustainability Corridors (Stripe Climate, EcoDrive, and Successors)

12.1 Sustainability Placement

Sustainability corridors may be hosted under CII and other CrownThrive programs as impact pathways.

12.2 Flexibility

CrownThrive may change sustainability partners, reporting structures, and operational processes as programs evolve.

12.3 No Guaranteed Impact Per Contribution

Sustainability contributions support impact initiatives, but measurable outcomes per contribution may vary due to partner operations, reporting cycles, and external factors.

13. Intellectual Property and Brand Protection

13.1 CrownThrive IP and Systems

CrownThrive retains all rights to our proprietary systems and frameworks, including:

• the Convergent Ecosystem architecture
• the Thrive Flywheel
• the Cultural Imprint Engine (CIE)
• the Hybrid Incubator
• CHLOM and its related compliance, licensing, and governance frameworks (owned by CrownThrive, LLC)

13.2 No Unauthorized Use

You may not copy, scrape, reverse engineer, resell, or republish CrownThrive protected materials.

13.3 Brand Use Restrictions

You may not represent that CrownThrive endorses your campaign, claims, or business unless CrownThrive explicitly approves it in writing.

14. Modifications, Suspensions, and Termination

14.1 Updates

CrownThrive may update this Policy at any time. Continued use equals acceptance.

14.2 Suspension

CrownThrive may suspend campaigns, corridors, payouts, or accounts to protect platform integrity, comply with law, or address risk.

14.3 Termination

CrownThrive may terminate access for violations or risk without notice where permitted.

15. Governing Law, Dispute Resolution, and Venue

15.1 Governing Law

This Policy is governed by the laws of the Commonwealth of Virginia, United States.

15.2 Dispute Resolution

Disputes may be resolved through binding arbitration in Virginia unless prohibited by applicable law.

15.3 Venue

Where arbitration is not applicable, venue will be Pittsylvania County, Virginia unless otherwise required.

16. Contact

CrownThrive, LLC
Headquarters: Gretna, Virginia, Pittsylvania County, United States
Email: contact@crownthrive.com
Phone: 434-483-3555

Help Center and Collab Portal links are provided on CrownThrive.com.